Monthly Budget Worksheet

“The thoughts of the diligent tend only to plenteousness.” - Proverbs 21:5 (KJV)

Monthly Income

Income Source Amount
Paycheck 1
Paycheck 2
Side Income
Misc Income
Total Income

Main Bills & Expenses

Bill / Expense Amount
Rent / Mortgage
Power
Water
Phone / Internet
Insurance
Gas / Transportation
Groceries
Medicine
Debt Payments
Misc Expenses
Total Expenses

Savings Goals

Savings Category Amount
Emergency Fund
Sinking Funds
Christmas Savings
Pantry Stock-Up
Misc Savings

Notes & Reminders

End-of-Month Review

☐ Stayed within grocery budget
☐ Added to savings
☐ Reduced impulse spending
☐ Used pantry items first
☐ Paid bills on time